Build a PCI DSS v4.0 compliant cardholder data environment. Codesecure runs gap analysis, scope reduction, control implementation, SAQ completion or QSA-led ROC support, with named PCI consultants and ongoing surveillance.
PCI DSS (Payment Card Industry Data Security Standard) is the mandatory standard for any entity that stores, processes or transmits cardholder data. Version 4.0, effective April 2024 and fully enforced from March 2025, introduces 64 new requirements covering customised approach, MFA expansion, scoping precision, secure software lifecycle and additional logging.
Codesecure delivers PCI DSS as a managed programme: cardholder data discovery and scope reduction, gap analysis against PCI DSS v4.0, control implementation, ASV scan management, internal vulnerability scans, penetration testing, SAQ completion (for SAQ A through SAQ D) or full ROC engagement support with a Qualified Security Assessor (QSA). Our consultants are PCI DSS QSA / ISA trained.
PCI DSS is not optional. Card brand operating rules require it, your acquiring bank enforces it, and non-compliance leads to escalating monthly penalties, transaction processing freezes and reputational damage after any breach. The standard applies whether you process a hundred or a hundred million card transactions, only the validation method differs.
Beyond penalties, PCI DSS v4.0 is heavily security-driven and reflects modern threats: MFA everywhere card data is accessible, granular scoping, secure software, anti-phishing for personnel, new logging and detection requirements. Done well, it is a strong baseline that satisfies many other compliance regimes (RBI, ISO 27001, SOC 2) at the same time.
Codesecure's PCI DSS programme covers scope reduction, all 12 requirements and validation:
PCI DSS consulting fees vary widely by merchant level, channel mix and whether the validation route is SAQ or ROC. ASV scan fees, pen-test fees and QSA assessment fees are separate.
Consulting fee, India
INR 50K – 8L+ taxes
Fixed-fee for SAQ-routed engagements; T&M or fixed for ROC engagements with QSA accompaniment. ASV scans, internal pen-tests and the QSA contract are billed separately.
Request a Scoped Quote45-minute call with our PCI lead. Bring your card data flows, merchant level and current QSA relationship, leave with the right SAQ choice and a phased remediation plan. Instant response, no delay.
Book Free Strategy CallEvery PCI DSS engagement follows a 5-phase methodology from gap analysis through certification or attestation:
Cardholder data flow mapping, PAN discovery, in-scope system identification, scope reduction options.
Full v4.0 gap analysis covering all 12 requirements and 64 new controls, prioritised remediation plan.
Segmentation, MFA, logging, encryption, vulnerability management, secure software, anti-phishing controls.
ASV scans, internal scans, pen-test, segmentation test, SAQ completion or ROC evidence assembly.
SAQ signed and submitted to acquirer, or ROC issued by QSA. Ongoing quarterly ASV scans and surveillance.
Every PCI DSS programme ships with the same audit-ready handoff:
SAQ engagements typically complete in 3-5 months; ROC engagements in 6-9 months. Instant response, no delay, kickoff scheduled same or next business day after scoping.
Cardholder data flow mapping, scope reduction, SAQ vs ROC decision, gap analysis kickoff.
Network segmentation, MFA, encryption, logging, vulnerability management, secure software.
ASV scans, internal pen-test, segmentation test, SAQ completion or ROC evidence assembly.
SAQ signed for acquirer or ROC issued by QSA. Quarterly ASV cycle begins.
// Frameworks & Standards We Cover
30-minute call with our PCI lead. Discuss your card data flows, merchant level and v4.0 readiness with no sales pressure.
Schedule Free CallDepends on your merchant level and card transaction volume. Level 1 merchants (over 6M card transactions/year) and most Level 1 service providers must do a ROC with a QSA. Levels 2-4 typically self-assess with the right SAQ. We help you pick the right path during scoping.
SAQ A engagements (full e-commerce outsourcing) are INR 50K-1.5L. SAQ B/C/D engagements (self-handled card data) are INR 1.5L-3.5L. ROC engagements with QSA accompaniment are INR 3L-8L+. ASV scan fees, internal pen-test fees and the QSA contract are separate. Pen-tests typically add INR 1L-3L per year, ASV scans INR 30K-1L per year.
64 new requirements: MFA expansion beyond admin access, customised approach with targeted risk analysis, secure software lifecycle requirements, anti-phishing controls for personnel, stronger network segmentation validation, automated log review, vulnerability ranking, and increased scoping precision. Fully mandatory from March 2025.
Instant response, no delay. We respond within an hour during business hours, send a fixed-fee scoped proposal in 24-48 hours under NDA, and start scope analysis the same day or next business day after sign-off.
No, and that is intentional. PCI DSS requires audit independence: the QSA conducting your ROC must not have provided the implementation consulting. We act as your implementation partner and recommend appropriate QSAs based on your industry and geography. We handle the introduction and brief, the ROC contract is between you and the QSA directly.
Yes, with mapping. PCI DSS controls overlap heavily with SOC 2 Trust Service Criteria CC6, CC7, CC8 and with ISO 27001 Annex A technological controls. Many fintech and SaaS clients run combined PCI + SOC 2 + ISO 27001 programmes to satisfy payment, SaaS buyer and information-security requirements together.
RBI Cyber Security Framework and the RBI Master Direction on Digital Payment Security Controls reference PCI DSS for entities handling payment card data. For Indian payment aggregators, gateways and acquirers, PCI DSS is effectively a baseline that supports RBI compliance evidence.
Codesecure runs your PCI DSS programme: scope reduction, v4.0 gap analysis, remediation, SAQ completion or QSA-led ROC support. Free 30-minute scoping call, instant response, no obligation.
Get a Free Strategy Call See All Compliance
